Author: team dotsure.co.za

  • EXTENDED CAR WARRANTY VS SERVICE PLAN

    EXTENDED CAR WARRANTY VS SERVICE PLAN

    What’s the Difference Between a Car Warranty and a Service Plan?

    Do you remember those “spot the difference” puzzles from school, where you’d squint at two pictures to find the tiny differences? Well, the adult version of that is probably trying to find the difference between a motor warranty and a service plan. Aren’t they more or less the same? And if not, do you really need both? Unlike your former teachers, we won’t make you try to puzzle this out. Instead, we’re just giving you the answers below!

    What Is a Manufacturer’s Warranty?

    A manufacturer’s warranty is your car’s promise of good health straight from the showroom. It’s a guarantee that if your vehicle or its components experience unexpected breakdowns within a set period (usually measured over a few years or a specific number of kilometres), the manufacturer will repair it or cover the costs.

    However, once the warranty expires, you’ll be responsible for repair bills unless you opt for an extended warranty, which takes over when the original warranty runs out. Extended warranties are especially popular because they offer peace of mind, protecting you from steep repair or replacement costs.

    If you’re in South Africa and looking for an affordable extended warranty, the choice is clear: A tailored plan from dotsure.co.za can protect you and your car parts!

    What Is a Service Plan?

    A service plan steps in where warranties leave off, covering parts and maintenance associated with normal wear and tear. Unlike warranties that focus on mechanical failures, service plans handle things such as:

    • Oil changes
    • Spark plugs
    • Tyre rotations
    • Filters
    • Fluid replacements

    These are the everyday heroes of your car’s upkeep. A service plan ensures that these essentials are taken care of without you needing to dig into your wallet each time.

    Do You Need a Motor Warranty and a Service Plan?

    A car warranty insurance plan helps mitigate the costs of major unexpected mechanical failures, while a service plan handles routine upkeep, keeping your car running smoothly.

    Think of it this way: Would you rather face a massive repair bill on your own, or have the confidence that someone is there to help lighten the financial load? Combining these plans is a smart move for anyone seeking the best cover to protect their ride and their wallet.

    Luckily, warranties and service plans are easy to get and highly customisable when you’re a part of the dotsure.co.za family. Our robust  Motor Warranty plans cover mechanical repairs and replacements – without the hassle. Get a free online quote in minutes.

  • DOG THEFT IN SA – WHAT TO KNOW?

    DOG THEFT IN SA – WHAT TO KNOW?

     

    Dr. Trudie Prinsloo is a qualified veterinarian and attorney. In 2015, she started Legalvet services to provide legal advice to the animal and veterinary industries in South Africa – and now she’s teamed up with us to tell you how to protect your dogs from getting stolen.

     This blog is intended for informational purposes only. dotsure.co.za is not responsible or liable for any advice or any other information provided herein.

    I wish that dog thefts were not “a thing,” and there was no need to write about it.  Unfortunately, it is a very ugly and real issue that highlights the dark side of humanity. As a dog owner, you know that dogs are so much more than just objects with financial value. They are sentient beings; we love them and interact with them as part of our family. Losing a dog is very traumatic, and losing a family must be traumatic for a dog too. Yet there is an increase in dog theft, not just in South Africa but in many countries across the world.

     

    Why do criminals steal dogs?

    Ironically, one of the reasons for the increase in dog theft is our love for them. Criminals have caught on to this and are exploiting it. We are willing to pay relatively large sums of money for a purebred dog or even a cute crossbreed puppy. This makes it a lucrative business for criminals. They steal intact dogs and use them as breeding dogs, steal entire litters of puppies to sell, and will even provide fake pedigrees if asked, and steal adult purebred dogs to resell.

    A new way criminals exploit our love for dogs is to kidnap a dog and then demand a ransom from the owner. This recently happened in Cape Town and the part that is almost just as upsetting as the “dognapping”, is that the police alleged that a crime was not committed!

    The most heart-breaking reason for dog theft is that dogs are stolen to be used for illegal dogfighting, either as bait or fighting dogs. The ugly truth is that it is common in South Africa.

     

    Tactics used to steal dogs.

    Dog thieves understand dog behaviour and use it to their advantage.  They can read a dog’s body language and know which dogs are friendly and easy targets. They use food as bait, or they will lure intact male dogs by using a bitch in oestrus. Dogs in public places, such as parks and beaches, that are not on a leash are easy targets and thieves can make a dog disappear in seconds. But they don’t just stop there. They will steal dogs from your property, even cutting open steel fences to get to a dog they really want.

     

    How to reduce the risk of your dog getting stolen?

    • Be aware of the problem and always remain vigilant. Criminals prey on easy and unsuspecting targets.
    • Do not take your dog’s leash off in public spaces and make sure that your dog is trained to return to you on a recall command.
    • Do not leave your dog unattended anywhere, not even for just a few minutes. This includes not leaving them in your car or tied-up outside a shop.
    • If someone else takes your dog for walks, make sure that person can take care of your dog in public places. Some dog walkers take multiple dogs for walks at the same time, making them easy targets for criminals.
    • Use social media very carefully. Posting about your new pedigree pup can be very tempting, but it could be seen by the wrong people. Also, be very careful about posting your location. Avoid providing any information that a criminal will find useful.
    • Secure your property well and do not view your dogs as guard dogs (unless they are specifically trained for that) but rather see them as the ones that need to be protected.
    • Sterilize your dogs. Not only are criminals more likely to steal intact dogs, but it is also easier for them to lure intact male dogs using a bitch in oestrus.
    • Let your dogs sleep inside your house at night. Although dog theft happens in broad daylight too, most crimes are committed at night. Letting your dogs sleep inside reduces the risk of theft substantially.
    • Make sure your dog is microchipped. This will not prevent theft, but it will help to identify your dog if it is found. It is also very helpful to always keep updated photos of your dog, especially showing unique identification features in case you ever need them.
    • Get a GPS tracker collar for your dog. These collars are now commercially available and although they might be removed from stollen dogs, it might not happen immediately and could assist in recovering your dog.

     

    Actions to take if your dog is stollen

    • Immediately post an alert and request for help on all the social media platforms that you are active on. Make sure that you have recent pictures of your pet that you can post. Make your post stand out to make sure people read it, take note, and forward it. Post follow ups until your dog is found.
    • Notify the SPCA and veterinary clinics in your area and make sure they have your dog’s pictures and microchip number. If your dog is not found, follow up regularly so that they know it has not been found yet.
    • Notify the microchip service provider.
    • Report the theft to the police.

     

    Can anything be done to decrease dog thefts?

    One of the biggest problems with dog thefts in South Africa is that it is not viewed as a serious crime.  And even if a criminal were to be successfully prosecuted, the penalties are minor.  In South African law, dogs are seen as property. There is no acknowledgment of the emotional bond shared between owners and animals. This means that it is a very low-risk, but high-reward crime. The situation in the UK is similar, but they have lobbied for more effective laws and penalties to deal with this problem and are about to pass these new laws. It is time to do the same in South Africa.

    As pet buyers, we should also be very careful who we buy our pets from. Make sure you buy purebred dogs only from a reputable breeder whom you can visit to see where and under which conditions the dogs are kept. Do not buy puppies from children in the street or any people selling puppies on the street. As tempting as this is, it only makes the problem worse. Such cases must be reported to the relevant SPCA and police station. Please report any other suspicious activities and individuals to the SPCA and police too.

  • WHICH CARS HAVE THE CHEAPEST (AND MOST EXPENSIVE) PARTS?

    WHICH CARS HAVE THE CHEAPEST (AND MOST EXPENSIVE) PARTS?

     

    Owning a car isn’t cheap. From monthly payments to fuel expenses to ongoing maintenance, you can expect to spend quite a few rands to keep your baby in good condition.

    However, some cars can be way more cost-effective than others – and we’re not just talking initial payment. When you factor in the costs of replacement parts, not all cars are created equally. Choosing a vehicle with more affordable parts can end up saving you big bucks, while some of them might end up costing more than you bargained for.

    The 2020 AA-Kinsey Report, a survey which details costing for parts on various popular vehicles sold in South Africa across nine categories, has grouped car parts in three areas – service (spark plugs, oil filters, brake pads); repair parts (cam belt, shocks, clutch plate, fan belt) and crash parts (fenders, doors, bonnets, rims, light clusters). Here are some of the cars which according to the report have the best-priced parts:

    City cars

    If you’re regularly zipping through traffic in the big city in one of these, you can rest assured that you’re getting bang for your buck.

    The Renault Kwid won this category with a total basket price of R62,990, followed by the Ford Figo at R63,866, and the Hyundai Atos coming in third at R66,189. The Ford Figo is particularly well-priced when it comes to repair parts, with this category costing R6,187.

    Family cars

    Bigger, more reliable… but less expensive!

    The Toyota Quest is the family favourite this year, with a total parts basket cost of R85,031 – though it has risen in price since it won this category in 2019. Up next is the Nissan Almera (R86,488), while Toyota’s Corolla hatch is third with a total of R131,294.

    Compact cars

    These top-class compact cars are easy on the eye, and easy on the wallet.

    The Mahindra KUV 100 is the winner at a price of R81,776. Second is the Haval H2 with its parts amounting to R93,860, while French favourite Citroen C3 Aircross comes third with a parts basket total of R102,249.

    Double cab bakkies

    You just can’t beat a bakkie. Especially not at these prices!

    The Ford Ranger XLT takes top spot here with a basket price of R79,796, followed by the GWM Steed 6, at R86,105. Third place goes to the robust classic Toyota Hilux at R90,189.

    Executive crossovers

    Although pricey in general, car lovers will be pleased to know that these manufacturers offer good value in the long run.

    The Volvo XC 60 takes the lead at an overall price of R242,070. In second is the Audi Q5 with an overall parts basket cost of R251,288, and third the Mercedes GLE at R328,211.

    So, there you have it. In Kinsey’s own words: “Motoring has become more expensive, certainly from a parts perspective, and the results for 2020 show that. Although there may be similar alternative parts from non-franchise outlets – the durability of which cannot be vouched for – prices for original equipment are rising.”

    Luckily, dotsure.co.za customers don’t need to stress too much about the cost of car part replacements. Our robust Silver, Gold and Platinum Motor Warranty plans cover mechanical repairs and replacements – without the hassle.* Get a free online quote in under 3 minutes today.

    *T&Cs and certain exclusions may apply and can be obtained by emailing [email protected]. Risk profile and policy dependent. Price and cover limits subject to change and dependent on plan selection. All Motor Warranty plans provide cover for the same components, up to different limits.