Tag: dotsure.co.za home insurance

  • TOP FESTIVE SEASON INSURANCE CLAIMS – DON’T GET CAUGHT OFF-GUARD

    TOP FESTIVE SEASON INSURANCE CLAIMS – DON’T GET CAUGHT OFF-GUARD

     

    While the festive season is all about being merry and jolly, December is also a time when insurance claims tend to spike, thanks to the holiday chaos. From road accidents to car troubles, from household disasters to Mother Nature herself, here’s what to look out for to keep the festive spirit merry.

    Top Insurance Claims Over December

    Common Household Insurance Claims:

    • Power Surges: What happens when you pair load shedding and festive décor together? Things get heated, especially when the Christmas tree catches alight.
    • Water Damage: Burst geysers and leaking pipes due to extra water usage and old pipes can really dampen the holiday mood.
    • Theft: Empty homes and distracted neighbours? Sounds like the perfect time for burglars and thieves to take their chances.

    Common Car Insurance Claims

    • Accidents: This time of the year, the roads are packed with last-minute shoppers racing around, tired drivers from out of town, and everyone on holiday or on leave! Road accidents and collisions lurk around every corner.
    • Hijackings: It’s South Africa, Crime is always a concern, but it tends to spike during December because of all the distractions. Vehicle break-ins, theft and hijacking risks increase during this time.
      RELATED: Fact: Crime Increase Over December
    • Breakdowns: Old tyres, neglected services, and a planned road trip don’t always make the best memories. Being stranded on the side of the road isn’t the getaway anyone really plans for.

    Common Business Insurance Claims

    • Fire Damage: Thank overloaded circuits and festive lights for this one.
    • Theft: We know a busy store is all you want for Christmas, but they are also prime targets for shoplifters.
    • Defective Products: Nobody wants unhappy customers or clients, but the rush to meet demand can lead to costly product and service recalls and complaints.

    For prevention and tips, read our full Festive Season Survival Guide to help you to stay protected!

    Keep the Festive Spirit Alive with Protection

    Insurance may not be the most exciting part of your holiday checklist, but having the right cover ensures peace of mind when the unexpected happens. Whether you’re hitting the road or decking the halls, ensure your policy is ready for the season’s surprises.

    Visit dotsure.co.za today and keep your business, homes and vehicles protected over the December rush!

    Happy holidays, South Africa. Don’t let mishaps ruin your merry moments!

  • FACT: CRIME INCREASES OVER DECEMBER

    FACT: CRIME INCREASES OVER DECEMBER

    Can you believe that the holidays have arrived? With tying up loose ends at work, planning your holiday activities and wrapping up school exams, you probably don’t want to ruin the mood by thinking about insurance risks. But may we remind you that December is the time of year when crime rates spike across South Africa.  Whether they are home break-ins, car theft or cyber scams, criminals take advantage of the holiday distractions.

    Psst! Curious about which insurance risks are most common in South Africa over the December period? Check out the Top Festive Season Insurance Claims!

    Why Crime Surges During the Festive Season

    Empty Homes: Holiday getaways leave homes vulnerable to burglaries.

    Busy Shoppers: Crowded shopping centres and distracted buyers make pickpocketing and vehicle break-ins more common.

    Increased Transactions: Cash withdrawals and valuable purchases make people targets for cybertheft.

    Holiday Chaos: The festive rush often leads to lapses in security.

    Top Tips to Stay Safe

    Secure Your Home: Invest in alarm systems, motion-sensor lights and timers to deter burglars. Always inform trusted neighbours if you’re travelling so they can keep an eye out.

    Car Safety: Always park in secure areas and avoid leaving valuables in plain sight. Consider a steering lock or tracking device for extra protection.

    Stay Vigilant Online: Scammers thrive during December. Avoid clicking on suspicious links or sharing sensitive information.

    Comprehensive Insurance: From theft to damage, having the right insurance gives you peace of mind when the unexpected happens.

    Check it out: The Ultimate Festive Season Survival Guide

    How Can We Help?

    Whether you need business, household or car insurance, dotsure.co.za has you covered. Our policies offer expert protection, ensuring your festive season stays stress-free. Don’t allow criminals to dampen your holiday cheer. Stay safe, stay smart and let us take care of the risks!